We're passionate about employee benefits and our clients can feel the difference.

We understand that it is easy to talk about having a strategic direction in your benefits program, but difficult to accomplish. The system of annual renewals often takes hold and decisions must be made in short time frames each year based on market conditions. That's why we've developed a process that is simple and uncomplicated.

Employee Benefits

Our method is to provide you with the most comprehensive advice and tools you need to control your costs and structure plans that meet your strategic goals. More than simply placing your insurance and negotiating price, we support your total benefits program by positioning your business to use the dollars you devote to employee benefits in the most efficient and effective manner possible. At Assurance, we want what you want:

Employees to make the best benefit choices for themselves and their families
Control over spiraling claims and costs that inflate premiums
A reversal of unhealthy behaviors that lead to increased absences, higher rates of compensation claims and decreased productivity
An end to dollars wasted on benefits plans out of synch with business objectives
Full understanding of the scope of your business from a 360 degree view

Retirement Plan Services

For many employees, an employer-sponsored retirement plan is their only source of retirement savings. Employees rely on their employer to make quality decisions with respect to the plan they sponsor. Given today's complex and consistently changing fiduciary obligations, choosing and maintaining a retirement plan can be a difficult task for any size business. At Assurance, we provide employers an array of investment and retirement plan consulting support:

Needs analysis and assessment
Plan design and compliance expertise
Provider search and evaluation
Investment portfolio strategy and performance
Fiduciary support and guidance
Ongoing portfolio and plan review
Employee communication programs

Executive Benefits

Executive benefit plans, such as salary continuation, deferred compensation and other specialty benefit packages can help businesses find and retain top talent. As the competition to attract these individuals for your company continues to heat up, you need to have a strategy to help you land and keep these highly sought-after employees.

Our professionals can help you compete in the market when it comes to providing executive benefits to your key employees. There are a number of ways you can use life insurance as a means to fund an executive benefit plan that makes the most of the dollars you put towards the plan.

specialized services

Assurance specialists are experts in the industry, offering a wealth of business, employee benefits and personal insurance services.

AssurConnect Highlight

AssurConnect is our online interactive portal for clients and markets. Never more than a mouse click away, we're available to assist 24/7.

Client Site

Request changes to your policies, access our resource library, report non-emergency claims and contact your customer service team.

eBenefits360

Employer-branded and fully customizable, review legal updates and policy processes, learn of new industry updates and gain access to benefits management documents and forms.

case studies

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Demonstrating Wellness ROI

Assurance’s employee benefits team uses aggressive wellness program to produce 40% cost savings and garners praise from the CFO of local manufacturing company.

An Assurance client in the manufacturing sector decided to do something dramatic to curb their rising medical expenses. They adopted a formalized wellness program for their employees, and combined it with aggressive monetary incentives.

Their CFO notes, “People are always suggesting you can't demonstrate a return on investment when it comes to Wellness programs. I point to our 40% reduction in premiums over 4 years to prove you can!”

Incenting Health Risk Assessments
Over a 4-year period, the company increasingly made Health Risk Assessments an integral Wellness component. They rewarded their employees first for participation and later for health score results. An onsite screening was offered and included a detailed medical health questionnaire and blood chemistry profile. Each year, the rewards and requirements were increased, always with advance communication to employees.

Modifying Behavior Produces Results
The combination of incentives along with opportunities for employees to engage in healthy activities in a positive company environment had a win-win effect. They built communication about health insurance and costs into the corporate dialogue. Ultimately, their employees’ healthy knowledge and behaviors skyrocketed, while their health insurance costs plunged.

learn with us

The more you know, the more you can control your costs.

Assurance University

get in touch

Contact Assurance to learn more about our insurance programs or to set up a personalized appointment. We welcome the opportunity to present you with alternatives.