Building Bridges of Protection
Risk Services for the Church
The activities of the local church are some of the most innovative and creative events used to introduce non-church goers into the church world. This creativity expands out to church members as well. Some of the activities I’ve been part of over the years include:
- Cross city motorcycle rallies (called the Midnight Ride)
- 5K runs
- Ski trips
- Mountain climbing
- Progressive dinners
- Community cleanup
- Inter-city serving
- 100-hole golf marathons
- Hallowed Queen contests
- Car repairs and donations
It’s a fact that active local churches engage in over 200 activities a year. What’s amazing is these activities are well thought out, well managed and intentional. Strategic leaders and volunteers are all coached in their roles and responsibilities to ensure effective implementation and positive outcomes. There’s no question that church innovation produces platforms for life change.
However, an important element to these activities is missing: partnering with insurance providers to offer adequate protection. Activities that are “out-of-the-box” are most likely activities that are denied by insurance providers due to the exposures it creates. The insurance community will most likely not provide coverage unless they’re well-informed, engaged and convinced the activities performed are led with risk management protocols and procedures in mind.
The local church can receive greater coverage and more options by implementing some key functions. You should:
- Create a “protection ministry” central to all church activities that monitors and equips all events with risk management protocols and procedures
- Assign one person (either a staff member or volunteer) per ministry to act as a protection awareness liaison
- Meet and build a relationship with your insurance underwriter
- Attend key church risk management seminars and webinars provided by your insurance broker
- Partner with key providers of risk management safety and security teams
The local church is one of the most effective community services in the world. Life changing activities must not be restricted by relational chasms between the church and insurance communities. Bridging this gap starts with being mindful towards protection in areas of exposure.
For more ways to minimize risk while maximizing health in your church, chat with us!
- Plant Your Church and Protect Its Growth
- Speed of the Leader, Speed of the Team
- The Risk Trinity: 3 Reasons Your Congregation Needs Injury Protection
- 2017 Industry Outlook Video: Faith Based
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