The VPA What It Does and What It Doesn't
- The volunteer was acting within the guidelines of his/her job description
- The volunteer had the proper licenses, certifications or was authorized to act and those acts were within his/her job description
- The volunteer didnt cause harm that was caused by willful or criminal misconduct, gross negligence, reckless misconduct or a conscious, flagrant indifference to the rights or safety of the individual harmed
- The volunteer didn't inflict harm while using a motor vehicle, aircraft or other vehicle.
To prevent excessive liability on your organization, you should do the following:
- Establish a risk management program run by a designated committee to address factors that could negatively affect your organization. The committee should identify risks that have the potential to be costly for the organization.
- Have risk financing in place to pay for damages, legal expenses, injuries or other costs associated with litigation.
- Obtain general liability insurance, which protects against bodily injury and property damage claims that are brought against you organization by the volunteer.
General liability insurance will protect an organizations assets in the event of a lawsuit. In some cases, the VPA may also reduce the organizations risk and, therefore, may reduce the insurance premium. Contact Assurance to learn more about our cost-effective liability insurance solutions to protect against litigation as a result of volunteer actions.
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