The following represents the most common environmental and regulatory exposures encountered at municipalities and municipal-related organizations.
- Inadequate control of dusts, odors and windblown trash
- Insufficient daily cover material
- Absent or inadequate methane collection or venting
- Inadequate containment of aboveground tanks storing fuels and oils
- Lack of adequate surface water monitoring programs
- Inadequate screening of incoming wastes for hazardous constituents
- Inadequate treatment of leachate and storm water
- Lack of formal inspection documentation
- Inadequate security
- Poor community relations
This list, of course, is not an exhaustive list of environmental exposures. It represents the most common environmental exposures across the industry. Make sure your insurance professional works with you to identify environmental exposures that are unique to your business to minimize risk.
ABOUT THE AUTHOR
Dan Klaras, an executive management leader and board member, is President of Assurance. With more than 30 years of experience, his responsibilities lie in directing all property and casualty insurance practices, as well as the overall sales management and producer acquisition strategy of the agency. As a result, Dan is charged with leading producer education and development and generating new property and casualty products that drive value to Assurance clients. Dan received a Bachelor of Arts degree in Business Administration from Hamline University in St. Paul, Minnesota, and served on the National Workers’ Compensation Reinsurance Pool Board of Governors for three years.