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Class Codes for Dummies
Staffing & Workers' Compensation Class Codes
Ever wonder how a company gets their governing class code? The most common misconception is that a company is classified by their employees’ job …
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Why Underwriters Ask for Certain Information
Staffing Risk Management
When working with my staffing clients, I often get asked why these needy underwriters ask for all of this revealing information about their business. I often reply with a …
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The Bare Bones of Loss Development Factors
Staffing & Workers' Compensation
You’re three months out from your workers’ compensation renewal, and you open your email to unexpectedly find a non-renewal notice due to losses. How can that be – …
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Class Codes on Repeat
Staffing Workers' Compensation Class Codes
One question that I frequently get asked about is previously approved class codes:
“If a particular code is already on the policy or been previously …
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Too Many Cooks in the Kitchen
Staffing Insurance Renewals
Planning to involve multiple brokers in your upcoming insurance renewal? You may want to rethink that strategy. Your broker isn’t just a conduit to obtain competing …
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Once Upon a Time
Staffing & PEO Risk Management
Behind every company is a story. Just like the “choose your own adventure” books – there are different paths that determine how exactly a story progresses and …
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Standard Carriers vs. Excess Surplus Carriers
As a manufacturer or recycler, you may’ve heard an insurance agent mention that your policy is a “non-standard” or “excess and surplus” coverage. But what does this mean to you, and how can it affect …
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Renewed: Terrorism Risk Insurance Act (TRIA)
Just recently, President Obama signed legislation reauthorizing the Terrorism Risk Insurance Act (TRIA), which had been allowed to expire on Dec. 31, 2014. Based on the amount of news there was …